
/* Simulador Patrimonial 360º™ — shared native UI */
.sp360{--sp-bg:#07131d;--sp-bg2:#0a1a26;--sp-panel:#0c1c29;--sp-cream:#f2ede3;--sp-gold:#d0a85e;--sp-gold2:#8b6b38;--sp-muted:#94a1aa;--sp-line:rgba(255,255,255,.10);--sp-ink:#0b1720;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--sp-cream);background:radial-gradient(circle at 78% 18%,rgba(208,168,94,.09),transparent 27%),linear-gradient(180deg,#07131d,#081722 52%,#06111a);border-top:1px solid rgba(255,255,255,.06);border-bottom:1px solid rgba(255,255,255,.06);position:relative;overflow:hidden}.sp360 *{box-sizing:border-box}.sp360 a{color:inherit}.sp360 button,.sp360 input,.sp360 select{font:inherit}.sp360 button{cursor:pointer}.sp360Wrap{width:min(1240px,calc(100% - 48px));margin:auto;padding:92px 0 98px}.sp360Head{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:clamp(48px,6vw,92px);align-items:end;margin-bottom:48px}.sp360Eyebrow{font-size:9px;letter-spacing:.18em;text-transform:uppercase;color:var(--sp-gold);font-weight:900}.sp360Head h3{font-family:Georgia,'Times New Roman',serif;font-size:clamp(43px,4.8vw,69px);line-height:.94;letter-spacing:-.045em;font-weight:500;margin:12px 0 0}.sp360Head p{margin:0;color:#a6b0b7;line-height:1.7;font-size:15px;max-width:660px}.sp360Descriptor{margin-top:13px;color:#bca676;font-size:8px;letter-spacing:.16em;text-transform:uppercase;font-weight:900}
.sp360ModesLabel{font-size:9px;letter-spacing:.16em;text-transform:uppercase;color:#b5a177;margin-bottom:13px}.sp360Modes{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(208,168,94,.25);border-bottom:1px solid rgba(255,255,255,.08);margin-bottom:42px}.sp360Mode{position:relative;border:0;border-right:1px solid rgba(255,255,255,.08);background:transparent;color:#87949e;text-align:left;padding:23px 20px 24px;min-height:126px;transition:background .2s ease,color .2s ease}.sp360Mode:last-child{border-right:0}.sp360Mode:hover,.sp360Mode[aria-selected="true"]{background:linear-gradient(180deg,rgba(208,168,94,.08),transparent);color:#f2ede3}.sp360Mode[aria-selected="true"]:after{content:'';position:absolute;left:20px;right:20px;bottom:-1px;height:2px;background:var(--sp-gold)}.sp360ModeNo{font-family:Georgia,serif;font-size:30px;color:rgba(208,168,94,.55);line-height:1}.sp360Mode b{display:block;margin-top:12px;font-size:10px;line-height:1.35;letter-spacing:.06em;text-transform:uppercase}
.sp360Workspace{display:grid;grid-template-columns:minmax(0,.78fr) minmax(0,1.22fr);gap:clamp(38px,4.6vw,70px);align-items:start}.sp360Inputs{position:sticky;top:98px;border-top:1px solid rgba(208,168,94,.27);padding-top:25px}.sp360Inputs h4{font-family:Georgia,serif;font-size:28px;font-weight:500;margin:0 0 7px}.sp360InputsIntro{color:#85929d;font-size:11px;line-height:1.55;margin-bottom:22px}.sp360Fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.sp360Field{display:block}.sp360Field[hidden]{display:none!important}.sp360Field>span,.sp360ToggleLabel{display:block;font-size:8px;letter-spacing:.12em;text-transform:uppercase;color:#a99773;margin:0 0 7px;font-weight:800}.sp360InputShell{display:flex;align-items:center;gap:8px;border:1px solid rgba(255,255,255,.11);background:rgba(255,255,255,.025);min-height:48px;padding:0 12px;transition:border-color .2s ease,background .2s ease}.sp360InputShell:focus-within{border-color:rgba(208,168,94,.7);background:rgba(208,168,94,.035)}.sp360InputShell input,.sp360InputShell select{width:100%;min-width:0;border:0;outline:0;color:#f0ece4;background:transparent;font-size:14px}.sp360InputShell select{appearance:none}.sp360Unit{font-size:10px;color:#7c8993;white-space:nowrap}.sp360Range{grid-column:1/-1}.sp360RangeRow{display:grid;grid-template-columns:minmax(0,1fr) 95px;gap:10px;align-items:center}.sp360Range input[type=range]{accent-color:#d0a85e;width:100%}.sp360Checks{grid-column:1/-1;padding-top:3px}.sp360Check{display:flex;align-items:flex-start;gap:10px;color:#aeb6bc;font-size:11px;line-height:1.45}.sp360Check input{margin-top:2px;accent-color:#d0a85e}.sp360Hint{font-size:9px;color:#71808c;line-height:1.55;margin-top:8px}.sp360Assumption{margin-top:18px;padding:14px 15px;border-left:1px solid rgba(208,168,94,.45);background:rgba(255,255,255,.018);font-size:9px;line-height:1.6;color:#7f8d98}.sp360Assumption strong{color:#c5ae7f}.sp360Recalc{width:100%;margin-top:18px;border:1px solid #d0a85e;background:#d0a85e;color:#071019;min-height:50px;border-radius:999px;font-size:9px;letter-spacing:.1em;text-transform:uppercase;font-weight:900}.sp360Recalc:focus-visible,.sp360Mode:focus-visible,.sp360TableToggle:focus-visible,.sp360Quick button:focus-visible{outline:2px solid #efd18c;outline-offset:4px}
.sp360Results{min-width:0}.sp360PrimaryResult{padding:30px 0 28px;border-top:1px solid rgba(208,168,94,.27);border-bottom:1px solid rgba(255,255,255,.08)}.sp360ResultKicker{font-size:8px;letter-spacing:.17em;text-transform:uppercase;color:#9e8a63;font-weight:900}.sp360PrimaryResult h4{font-family:Georgia,serif;font-weight:500;font-size:clamp(32px,3.7vw,52px);letter-spacing:-.035em;line-height:1;margin:10px 0 7px}.sp360PrimaryResult .sp360Big{font-family:Georgia,serif;color:#dfbd79;font-size:clamp(48px,5.7vw,82px);line-height:.92;letter-spacing:-.05em;margin-top:19px}.sp360ResultSub{color:#8d9aa4;font-size:12px;line-height:1.6;margin-top:10px;max-width:690px}.sp360HighReturn{margin-top:14px;padding:12px 14px;border-left:1px solid #d0a85e;color:#b9c1c6;background:rgba(208,168,94,.035);font-size:10px;line-height:1.55}.sp360HighReturn[hidden]{display:none!important}
.sp360Stats{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid rgba(255,255,255,.08)}.sp360Stat{padding:22px 20px 23px 0;border-right:1px solid rgba(255,255,255,.07)}.sp360Stat:not(:first-child){padding-left:20px}.sp360Stat:last-child{border-right:0}.sp360Stat span{display:block;font-size:7px;letter-spacing:.14em;text-transform:uppercase;color:#82909a}.sp360Stat strong{display:block;font-family:Georgia,serif;font-size:25px;font-weight:500;margin-top:7px;color:#eee8de}.sp360Stat.real[hidden]{display:none!important}
.sp360Source{padding:34px 0 30px}.sp360Subhead{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-bottom:18px}.sp360Subhead h5{font-family:Georgia,serif;font-weight:500;font-size:27px;margin:0}.sp360Subhead p{margin:0;color:#75838e;font-size:9px;line-height:1.5}.sp360SourceGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.08)}.sp360SourceItem{background:#081722;padding:17px 16px}.sp360SourceItem span{display:block;font-size:7px;letter-spacing:.12em;text-transform:uppercase;color:#7f8c96}.sp360SourceItem strong{display:block;font-family:Georgia,serif;font-size:20px;margin-top:6px;font-weight:500}.sp360SourceBar{height:10px;display:flex;margin-top:16px;background:rgba(255,255,255,.05);overflow:hidden}.sp360SourceSeg{height:100%;min-width:0;transition:width .35s ease}.sp360SourceSeg.initial{background:#8c713e}.sp360SourceSeg.contrib{background:#d0a85e}.sp360SourceSeg.growth{background:#c9d0d4}.sp360SourceNote{font-size:9px;color:#788690;margin-top:10px;line-height:1.5}
.sp360ChartBlock{padding:28px 0 30px;border-top:1px solid rgba(255,255,255,.075)}.sp360ChartFrame{height:320px;position:relative;border-left:1px solid rgba(255,255,255,.09);border-bottom:1px solid rgba(255,255,255,.09);padding:18px 12px 22px 35px}.sp360Chart{width:100%;height:100%;display:block;overflow:visible}.sp360ChartGrid line{stroke:rgba(255,255,255,.055);stroke-width:1}.sp360PathContrib{fill:none;stroke:#92733f;stroke-width:2.2}.sp360PathTotal{fill:none;stroke:#d0a85e;stroke-width:3}.sp360PathReal{fill:none;stroke:#cbd2d6;stroke-width:2;stroke-dasharray:6 5}.sp360ChartLegend{display:flex;flex-wrap:wrap;gap:10px 18px;margin-top:15px}.sp360LegendItem{font-size:8px;letter-spacing:.09em;text-transform:uppercase;color:#8c99a3;display:flex;align-items:center;gap:7px}.sp360LegendItem i{width:18px;height:2px;background:#92733f}.sp360LegendItem.total i{background:#d0a85e;height:3px}.sp360LegendItem.real i{background:#cbd2d6}.sp360LegendItem.real[hidden]{display:none!important}.sp360ChartSummary{font-size:9px;color:#7d8b95;line-height:1.5;margin-top:10px}
.sp360TableBlock{padding:28px 0;border-top:1px solid rgba(255,255,255,.075)}.sp360TableWrap{overflow-x:auto;max-height:440px;border-bottom:1px solid rgba(255,255,255,.07)}.sp360Table{width:100%;border-collapse:collapse;min-width:670px}.sp360Table th{position:sticky;top:0;background:#07151f;color:#937e58;text-align:right;font-size:7px;letter-spacing:.1em;text-transform:uppercase;padding:12px 10px;border-bottom:1px solid rgba(208,168,94,.2)}.sp360Table th:first-child,.sp360Table td:first-child{text-align:left}.sp360Table td{text-align:right;padding:12px 10px;color:#aab3b9;font-size:10px;border-bottom:1px solid rgba(255,255,255,.05)}.sp360Table tr:last-child td{border-bottom:0}.sp360TableToggle{margin-top:15px;background:transparent;border:0;border-bottom:1px solid rgba(208,168,94,.45);color:#caa75f;padding:5px 0;font-size:8px;letter-spacing:.12em;text-transform:uppercase;font-weight:900}
.sp360Insight{margin:28px 0 0;padding:21px 0;border-top:1px solid rgba(208,168,94,.23);border-bottom:1px solid rgba(255,255,255,.07);font-family:Georgia,serif;font-size:clamp(21px,2vw,29px);line-height:1.2;color:#ddd5c8}.sp360Compare{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:rgba(255,255,255,.08);margin-top:34px;border:1px solid rgba(255,255,255,.08)}.sp360Compare>div{background:#081722;padding:26px 24px}.sp360Compare h5{font-family:Georgia,serif;font-size:26px;font-weight:500;margin:7px 0 15px}.sp360CompareMini{font-size:8px;letter-spacing:.14em;text-transform:uppercase;color:#8d7c5c}.sp360CompareLine{display:flex;justify-content:space-between;gap:14px;padding:10px 0;border-top:1px solid rgba(255,255,255,.06);font-size:10px;color:#8e9ba5}.sp360CompareLine strong{color:#e3ddd2;font-weight:700;text-align:right}.sp360CompareThesis{font-family:Georgia,serif;font-size:23px;line-height:1.16;color:#d8b66f;margin-top:20px}.sp360Quick{margin-top:34px;padding-top:30px;border-top:1px solid rgba(255,255,255,.075)}.sp360Quick h5{font-family:Georgia,serif;font-size:28px;font-weight:500;margin:0 0 7px}.sp360Quick p{font-size:10px;color:#7e8c96;line-height:1.55;margin:0 0 18px}.sp360QuickOptions{display:grid;grid-template-columns:1fr 1fr;gap:10px}.sp360Quick button{border:1px solid rgba(208,168,94,.25);background:rgba(208,168,94,.025);color:#d9d3c8;text-align:left;padding:18px;min-height:84px}.sp360Quick button span{display:block;font-size:8px;letter-spacing:.12em;color:#a78c5a;text-transform:uppercase;margin-bottom:7px}.sp360Quick button strong{font-family:Georgia,serif;font-size:21px;font-weight:500}.sp360QuickResult{margin-top:14px;color:#b7c0c6;font-size:11px;line-height:1.55}.sp360QuickResult strong{color:#d7b46b}.sp360FinalNote{margin-top:42px;padding-top:35px;border-top:1px solid rgba(208,168,94,.22);text-align:center}.sp360FinalNote strong{display:block;font-family:Georgia,serif;font-size:clamp(27px,3vw,42px);line-height:1.07;font-weight:500}.sp360FinalNote span{display:block;margin-top:13px;color:#8b98a2;font-size:10px;line-height:1.55}.sp360Disclaimer{max-width:900px;margin:24px auto 0;text-align:center;color:#667783;font-size:8px;line-height:1.55}
@media(max-width:980px){.sp360Wrap{width:min(100% - 36px,1240px);padding:76px 0 82px}.sp360Head{grid-template-columns:1fr;gap:24px}.sp360Modes{grid-template-columns:repeat(2,1fr)}.sp360Mode:nth-child(2){border-right:0}.sp360Mode:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.08)}.sp360Workspace{grid-template-columns:1fr}.sp360Inputs{position:relative;top:auto}.sp360Stats{grid-template-columns:repeat(2,1fr)}.sp360Stat:nth-child(2){border-right:0}.sp360Stat:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.07)}.sp360SourceGrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.sp360Wrap{width:calc(100% - 32px);padding:64px 0 70px}.sp360Head h3{font-size:46px}.sp360Modes{grid-template-columns:1fr}.sp360Mode{min-height:0;border-right:0;border-bottom:1px solid rgba(255,255,255,.07);padding:17px 13px 18px}.sp360Mode:last-child{border-bottom:0}.sp360Mode[aria-selected="true"]:after{left:13px;right:auto;width:50px}.sp360ModeNo{font-size:25px}.sp360Mode b{margin-top:7px}.sp360Fields{grid-template-columns:1fr}.sp360Range{grid-column:auto}.sp360Checks{grid-column:auto}.sp360RangeRow{grid-template-columns:1fr 82px}.sp360PrimaryResult .sp360Big{font-size:51px}.sp360Stats{grid-template-columns:1fr}.sp360Stat,.sp360Stat:not(:first-child){padding:17px 0;border-right:0;border-bottom:1px solid rgba(255,255,255,.06)}.sp360SourceGrid{grid-template-columns:1fr 1fr}.sp360SourceItem{padding:14px 12px}.sp360ChartFrame{height:250px;padding-left:20px}.sp360Compare{grid-template-columns:1fr}.sp360QuickOptions{grid-template-columns:1fr}.sp360Subhead{align-items:start;flex-direction:column;gap:7px}}
@media(prefers-reduced-motion:reduce){.sp360Mode,.sp360InputShell,.sp360SourceSeg{transition:none!important}}

/* REVIEW — Simulador Patrimonial 360º: visual hierarchy only (HOME integrated block) */
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs{
  border:1px solid rgba(208,168,94,.28);
  border-top-color:rgba(208,168,94,.52);
  border-radius:22px;
  background:linear-gradient(180deg,rgba(255,255,255,.04),rgba(255,255,255,.018));
  padding:26px 24px 24px;
  box-shadow:0 22px 50px rgba(0,0,0,.16),inset 0 1px 0 rgba(255,255,255,.025);
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs::before{
  content:"01 · CALCULADORA";
  display:block;
  color:var(--sp-gold);
  font-size:8px;
  line-height:1;
  letter-spacing:.18em;
  text-transform:uppercase;
  font-weight:900;
  margin-bottom:9px;
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs h4{
  margin:0 0 7px;
  font-size:30px;
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360InputsIntro::before{
  content:"Introduce los parámetros y actualiza la simulación.";
  display:block;
  color:#c8c1b5;
  font-size:11px;
  line-height:1.5;
  margin-bottom:4px;
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Fields{margin-top:20px}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Recalc{
  box-shadow:0 10px 24px rgba(208,168,94,.14);
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Results::before{
  content:"02 · RESULTADOS";
  display:block;
  color:var(--sp-gold);
  font-size:8px;
  line-height:1;
  letter-spacing:.18em;
  text-transform:uppercase;
  font-weight:900;
  padding:0 0 15px;
  border-bottom:1px solid rgba(208,168,94,.27);
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360PrimaryResult{
  border-top:0;
  padding-top:23px;
}
@media(max-width:980px){
  :is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs{position:relative;top:auto}
  :is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Results{margin-top:8px}
}
@media(max-width:620px){
  :is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs{
    border-radius:18px;
    padding:22px 18px 19px;
  }
  :is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs h4{font-size:27px}
  :is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Fields{margin-top:17px}
}

/* REVIEW — Simulador Patrimonial 360º: gold interaction profile (left calculator controls only) */
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360InputShell{
  border-color:rgba(208,168,94,.42);
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360InputShell:focus-within{
  border-color:rgba(208,168,94,.86);
  background:rgba(208,168,94,.035);
  box-shadow:inset 0 0 0 1px rgba(208,168,94,.12);
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs input:focus-visible,
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs select:focus-visible{
  outline:0;
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360RangeRow input[type="range"]{
  -webkit-appearance:none;
  appearance:none;
  accent-color:var(--sp-gold)!important;
  color:var(--sp-gold);
  background:transparent;
  height:16px;
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360RangeRow input[type="range"]::-webkit-slider-runnable-track{
  background:rgba(208,168,94,.42);
  height:4px;
  border-radius:999px;
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360RangeRow input[type="range"]::-webkit-slider-thumb{
  -webkit-appearance:none;
  appearance:none;
  width:14px;
  height:14px;
  border-radius:50%;
  border:1px solid rgba(255,255,255,.16);
  background:var(--sp-gold);
  margin-top:-5px;
  box-shadow:none;
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360RangeRow input[type="range"]::-moz-range-track{
  height:4px;
  border:0;
  border-radius:999px;
  background:rgba(255,255,255,.18);
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360RangeRow input[type="range"]::-moz-range-progress{
  height:4px;
  border-radius:999px;
  background:var(--sp-gold);
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360RangeRow input[type="range"]::-moz-range-thumb{
  width:14px;
  height:14px;
  border-radius:50%;
  border:1px solid rgba(255,255,255,.16);
  background:var(--sp-gold);
  box-shadow:none;
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360Check input{
  accent-color:var(--sp-gold);
}
:is(#simulador-patrimonial,#simulador-patrimonial-standalone) .sp360Inputs .sp360Recalc:focus-visible{
  outline:2px solid #efd18c;
  outline-offset:3px;
}
